If your employer offers it, salary deduction is usually the best way to repay your loan.


Why salary deduction?

We work with more than 25 local employers (see full list) to arrange for your repayments to come directly from your salary each month. 

  • It's convenient for you, with no hassle or forgetting to pay. 
  • It can make budgeting more straightforward too, as the loan repayment is sorted before anything else, so you know how much money you have to work with. 
  • It offers more security to us as a lender, it usually means our best rates and loan amounts are reserved for those repaying via salary deduction.


Getting started with salary deduction

When you apply for a loan or become a member, we ask you to let us know who your employer is. If your employer is one of those who offers this service, your loan repayments will be arranged via salary deduction automatically.


What if I change employers?

If you change employers, you should let us know immediately. If your employer doesn't offer salary deduction, we will need to arrange to change your repayment method to direct debit.


Requesting to switch to salary deduction

If you work for an employer who offers salary deduction, but aren't currently repaying this way (for example, if you've recently moved from an employer who didn't offer it), you can request that we set one up for you using the form below:

Payroll deduction request form