This will depend on factors including the interest and fees paid on your existing debts, and how long it will take to pay them off. Our calculator tool will provide an estimate, but cannot take every situation into account.


However, with the average credit card rate in the UK now standing at a record high of 24.7% APR, there is a very good chance that you will save money with us. Our salary deducted loans start at just 5.9% APR, so if you are approved and pay on time, you could potentially save hundreds of pounds.